Why Finance with us?

  • Conveniently Apply Online
  • Complete your deal in 1 Place
  • Competitive Financing Rates
  • We work with all credit types

Flexible Auto Financing

Purchasing a vehicle is always a big step. We at Michs Foreign Cars can help you finance your vehicle; we've partnered with some of the best lenders, banks, and credit unions in our industry. Our lenders offer exceptional interest rates and favorable terms to well-qualified borrowers. We will work to fully customize the most suitable auto loan package for your individual financial needs.

Even if you don't have money to put down, many of our lenders are willing to issue 100% used vehicle financing. Best of all, it all starts with our easy-to-use pre-approval form. Simply complete the form for a fast approval and one of the experienced professionals will contact you to discuss the next steps.

How does your credit score affect your auto loan?

While your credit score is only three numbers, it can impact virtually every part of your life, including your ability to find employment, housing, and of course find an auto loan. Simply put, the stronger or higher your credit score, the more desirable options you'll have. All lenders will be more inclined to offer borrowers with higher credit scores lower interest rates and more favorable terms.

This is because those with higher credit scores are considered to be less risky than someone with a low or bad credit score. If your credit is damaged or if you have no credit, financing a vehicle and making regular on-time payments can significantly improve your credit standing, which can make a huge difference on your next vehicle purchase.

Does Michs Foreign Cars offer bad credit auto loans?

If you have had bad credit history or no credit history, don't worry! At Michs Foreign Cars, we've been able to successfully help customers from all walks of life with virtually all types of credit scores. We use our relationships with top lenders to help customers who have previously been told "NO" find reliable transportation.

If you would like to get in touch with one of our finance professionals, give us a call at 828-324-6012 or visit us at 1120 US Hwy 70 SE Hickory, North Carolina 28602

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